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Since the law of July 5th, 1985, the situation of traffic accident victims was improved. The driver’s vehicle insurer will deal with the all of your body damage, except if you made an inexcusable fault.
What to do in the event of personal injury?
You were victim of a personal injury following a car accident; urgently inform the police force or the gendarmerie so that it proceeds to the observations. Transmit a declaration to your insurer by specifying the date, place and circumstances of the accident, the names and addresses of the witnesses, the place where you are neat and a doctor's certificate specifying the nature of your wounds and the probable consequences.
The insurer of implied vehicle must propose an offer of allowance within 8 months. When your health condition is not recovered yet, the insurer must make to you an offer of provision within the same times then a final offer in the 5 months following the recovery. In the event of death of the victim, is quoted with its heirs and, if it is necessary, with his spouse.
You have a 15 days deadline to denounce, by registered letter with read receipt, the transaction suggested. It is always possible to bring the business to court, without awaiting friendly allowance.
Ask for help
The insurers aim at the defence of their own interests and are dependant between them by conventions aiming compensation at minima and that sometimes, the insurance of the person in charge is the same one as yours. Never intervene only vis-a-vis the insurance companies.
Only the recourse to a lawyer will ensure defence of your interests. By its intermediary, you will be able to seize the Court of Bankruptcy to ask for the nomination of a legal expert or for the penal Court for serious facts (death…) and sometimes a simple mail with the heading of a lawyer can double the proposal for compensation.
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